How roof financing works
- 1. Get your free inspection and written estimate from Homcertin, so you know the amount to finance.
- 2. Apply online with Acorn Finance using the button below. A short application shows you pre-qualified offers from several national lenders.
- 3. Compare and choose. Checking your offers does not affect your credit score.
- 4. Get funded and schedule your roof. Approved loans can fund quickly, often within a few business days.
Why homeowners finance a roof
- Stop leaks now instead of waiting and paying for interior damage later.
- Keep savings for emergencies.
- Choose a complete roof system instead of a cheaper patch.
- Loan amounts from $1,000 to $100,000 cover anything from a roof repair to a large replacement.
Important details
Financing is provided by third-party lenders through Acorn Finance, not by Homcertin. Rates, terms and approval depend on your credit, the loan amount and the lender. Acorn Finance receives compensation from the lenders whose offers appear on its site. Review all terms with your lender before you accept a loan.
Frequently asked questions
Does checking financing offers affect my credit?
Acorn Finance says you can see pre-qualified offers without impacting your credit score. A lender may run a full credit check if you choose an offer and apply with them.
Can I finance a roof repair, or only a replacement?
Both. Acorn Finance offers loans starting at $1,000, so repairs, gutters and full replacements can all be financed.
How fast can I get approved?
Many homeowners see offers within minutes. Funding times vary by lender.
Who provides the loan?
Lending partners in the Acorn Finance network. Homcertin is not the lender.